/* ===================================================
   FOGELER SEGUROS — Dark Pro VIBRANT
   Paleta: #06060f base · #6366f1 indigo · #06b6d4 cyan
   Inspiración: Revolut · Linear · Stripe
   =================================================== */

@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&family=Inter:wght@400;500;600&display=swap');

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  /* Backgrounds */
  --bg:        #06060f;
  --bg-2:      #08081a;
  --bg-3:      #0d0d24;
  --bg-card:   rgba(255,255,255,0.035);
  --bg-card-h: rgba(255,255,255,0.065);

  /* Borders */
  --border:    rgba(255,255,255,0.07);
  --border-h:  rgba(255,255,255,0.16);
  --border-a:  rgba(99,102,241,0.4);

  /* Brand */
  --indigo:    #6366f1;
  --indigo-l:  #818cf8;
  --cyan:      #06b6d4;
  --cyan-l:    #22d3ee;
  --purple:    #a855f7;

  /* Gradients */
  --grad:         linear-gradient(135deg, #6366f1 0%, #06b6d4 100%);
  --grad-purple:  linear-gradient(135deg, #7c3aed 0%, #6366f1 50%, #06b6d4 100%);
  --grad-hero:    linear-gradient(135deg, #4f46e5 0%, #7c3aed 40%, #0891b2 100%);
  --grad-text:    linear-gradient(135deg, #818cf8 0%, #22d3ee 100%);

  /* Glows */
  --glow-indigo:  0 0 60px rgba(99,102,241,0.4);
  --glow-cyan:    0 0 60px rgba(6,182,212,0.35);
  --glow-purple:  0 0 60px rgba(168,85,247,0.35);
  --glow-card:    0 20px 60px rgba(0,0,0,0.5);

  /* Text */
  --text:    #f8fafc;
  --text-2:  #94a3b8;
  --text-3:  #475569;

  /* Layout */
  --max-w: 1240px;
  --ease:  cubic-bezier(.4,0,.2,1);
  --fast:  0.2s;
  --med:   0.35s;

  /* Radii */
  --r-sm: 8px;
  --r-md: 14px;
  --r-lg: 20px;
  --r-xl: 28px;
  --r-full: 9999px;
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', system-ui, sans-serif;
  font-size: 15px;
  color: var(--text-2);
  background: var(--bg);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

/* Noise texture overlay */
body::after {
  content: '';
  position: fixed;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='noise'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23noise)' opacity='0.04'/%3E%3C/svg%3E");
  pointer-events: none;
  z-index: 9999;
  opacity: 0.5;
}

.container {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 24px;
  position: relative;
  z-index: 1;
}

img { max-width: 100%; height: auto; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }

/* ── Typography ──────────────────────────────── */
h1, h2, h3, h4 {
  font-family: 'Plus Jakarta Sans', system-ui, sans-serif;
  color: var(--text);
  font-weight: 700;
  line-height: 1.2;
}
h1 { font-size: clamp(32px, 4.2vw, 52px); font-weight: 800; letter-spacing: -0.4px; line-height: 1.18; }
h2 { font-size: clamp(24px, 3vw, 38px); font-weight: 700; letter-spacing: -0.2px; }
h3 { font-size: clamp(16px, 1.8vw, 19px); font-weight: 600; letter-spacing: 0; }
p  { margin-bottom: 1rem; }
p:last-child { margin-bottom: 0; }

.btn { font-family: 'Plus Jakarta Sans', system-ui, sans-serif; }

.gradient-text {
  background: var(--grad-text);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  display: inline;
}

.section-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 3px;
  color: var(--indigo-l);
  margin-bottom: 16px;
  padding: 5px 12px;
  background: rgba(99,102,241,0.1);
  border: 1px solid rgba(99,102,241,0.25);
  border-radius: var(--r-full);
}

.text-center { text-align: center; }
.section-subtitle { max-width: 580px; color: var(--text-2); font-size: 17px; margin-top: 12px; }
.text-center .section-subtitle { margin: 12px auto 0; }

/* ── Buttons ─────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 14px 28px;
  border-radius: var(--r-md);
  font-family: 'Golos Text', sans-serif;
  font-size: 15px;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--med) var(--ease);
  border: 1px solid transparent;
  white-space: nowrap;
  position: relative;
}
.btn svg { width: 18px; height: 18px; flex-shrink: 0; }

.btn-primary {
  background: var(--grad);
  color: #fff;
}
.btn-primary::before {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: var(--r-md);
  background: var(--grad);
  filter: blur(16px);
  opacity: 0;
  transition: opacity var(--med);
  z-index: -1;
}
.btn-primary:hover { transform: translateY(-2px); }
.btn-primary:hover::before { opacity: 0.7; }

.btn-glass {
  background: rgba(255,255,255,0.06);
  color: var(--text);
  border-color: var(--border-h);
  backdrop-filter: blur(12px);
}
.btn-glass:hover { background: rgba(255,255,255,0.1); border-color: rgba(255,255,255,0.25); transform: translateY(-2px); }

/* ── Botón WhatsApp: gradiente indigo→cyan con glow ── */
.btn-whatsapp {
  background: linear-gradient(135deg, #6366f1 0%, #06b6d4 100%);
  color: #fff;
  position: relative;
  z-index: 0;
}
.btn-whatsapp::before {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: inherit;
  background: linear-gradient(135deg, #6366f1 0%, #06b6d4 100%);
  filter: blur(14px);
  opacity: 0;
  transition: opacity .25s;
  z-index: -1;
}
.btn-whatsapp:hover { transform: translateY(-2px); }
.btn-whatsapp:hover::before { opacity: 0.65; }

.btn-white { background: rgba(255,255,255,0.12); color: #fff; border: 1px solid rgba(255,255,255,0.25); backdrop-filter: blur(12px); }
.btn-white:hover { background: rgba(255,255,255,0.2); transform: translateY(-2px); }

/* ── Header ──────────────────────────────────── */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(6,6,15,0.8);
  backdrop-filter: blur(24px);
  -webkit-backdrop-filter: blur(24px);
  border-bottom: 1px solid var(--border);
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
  gap: 24px;
}

.nav-logo img { height: 42px; width: auto; }

.nav-menu { display: flex; align-items: center; gap: 2px; }
.nav-menu > li { position: relative; }
.nav-menu > li > a {
  display: block;
  padding: 7px 14px;
  color: var(--text-2);
  font-size: 14px;
  font-weight: 500;
  border-radius: var(--r-sm);
  transition: all var(--fast) var(--ease);
}
.nav-menu > li > a:hover,
.nav-menu > li > a.active { color: var(--text); background: rgba(255,255,255,0.07); }

.has-dropdown > a::after { content: '▾'; margin-left: 4px; font-size: 10px; opacity: .6; }
.dropdown {
  display: none;
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  background: var(--bg-2);
  border: 1px solid var(--border-h);
  border-radius: var(--r-md);
  min-width: 220px;
  padding: 6px;
  box-shadow: 0 24px 64px rgba(0,0,0,0.7), 0 0 0 1px rgba(255,255,255,0.04);
  backdrop-filter: blur(24px);
}
.has-dropdown:hover .dropdown { display: block; }
.dropdown a { display: block; padding: 10px 14px; color: var(--text-2); font-size: 14px; border-radius: var(--r-sm); transition: all var(--fast); }
.dropdown a:hover { color: var(--text); background: rgba(255,255,255,0.06); }

.nav-toggle { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 8px; background: none; border: none; }
.nav-toggle span { display: block; width: 22px; height: 2px; background: var(--text); border-radius: 2px; transition: all .3s; }

/* ── Hero ────────────────────────────────────── */
.hero {
  position: relative;
  padding: 110px 0 90px;
  overflow: hidden;
}

/* Ambient orbs — VIVID */
.orb {
  position: absolute;
  border-radius: 50%;
  pointer-events: none;
  filter: blur(90px);
}
.orb-1 {
  width: 700px; height: 700px;
  background: radial-gradient(circle, rgba(99,102,241,0.28) 0%, transparent 65%);
  top: -250px; right: -150px;
  animation: float-slow 10s ease-in-out infinite;
}
.orb-2 {
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(6,182,212,0.22) 0%, transparent 65%);
  bottom: -200px; left: -150px;
  animation: float-slow 12s ease-in-out infinite reverse;
}
.orb-3 {
  width: 400px; height: 400px;
  background: radial-gradient(circle, rgba(168,85,247,0.18) 0%, transparent 65%);
  top: 50%; left: 30%;
  animation: float-slow 8s ease-in-out infinite;
}
@keyframes float-slow {
  0%,100% { transform: translateY(0) scale(1); }
  50% { transform: translateY(-30px) scale(1.06); }
}

/* Grid lines subtle bg */
.hero-grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(99,102,241,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(99,102,241,0.04) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse at center, rgba(0,0,0,0.6) 0%, transparent 70%);
}

.hero-inner {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 64px;
  align-items: center;
}

/* Badge */
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(99,102,241,0.1);
  border: 1px solid rgba(99,102,241,0.3);
  border-radius: var(--r-full);
  padding: 6px 18px 6px 8px;
  font-size: 13px;
  font-weight: 500;
  color: var(--indigo-l);
  margin-bottom: 28px;
}
.badge-dot {
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--grad);
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 0 12px rgba(99,102,241,0.6);
}
.badge-dot svg { width: 11px; height: 11px; color: #fff; }

.hero h1 { color: var(--text); margin-bottom: 20px; }
.hero p { font-size: 18px; color: var(--text-2); margin-bottom: 36px; max-width: 490px; line-height: 1.65; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; }

/* Hero visual */
.hero-visual { position: relative; }

.hero-card {
  position: relative;
  border-radius: var(--r-xl);
  overflow: hidden;
  border: 1px solid var(--border-h);
  box-shadow: var(--glow-indigo), 0 40px 100px rgba(0,0,0,0.6);
}
.hero-card::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, transparent 50%, rgba(6,6,15,0.95) 100%);
  z-index: 1;
}
.hero-card img { width: 100%; height: 420px; object-fit: cover; display: block; }

.hero-stats {
  position: absolute;
  bottom: 0; left: 0; right: 0;
  z-index: 2;
  padding: 20px;
  display: flex;
  gap: 12px;
}
.hero-stat {
  flex: 1;
  background: rgba(6,6,15,0.7);
  backdrop-filter: blur(20px);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--r-md);
  padding: 14px;
}
.stat-num {
  font-size: 26px;
  font-weight: 900;
  background: var(--grad-text);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  line-height: 1;
  margin-bottom: 2px;
}
.stat-label { font-size: 11px; color: var(--text-3); font-weight: 500; text-transform: uppercase; letter-spacing: 1px; }

/* Floating cards around hero image */
.hero-float {
  position: absolute;
  top: -18px; right: -20px;
  background: rgba(13,13,36,0.9);
  backdrop-filter: blur(20px);
  border: 1px solid rgba(99,102,241,0.4);
  border-radius: var(--r-md);
  padding: 12px 16px;
  display: flex;
  align-items: center;
  gap: 12px;
  box-shadow: var(--glow-indigo), 0 8px 32px rgba(0,0,0,0.6);
  z-index: 3;
}
.float-icon {
  width: 38px; height: 38px;
  border-radius: 10px;
  background: var(--grad);
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 0 20px rgba(99,102,241,0.5);
}
.float-icon svg { width: 18px; height: 18px; color: #fff; }
.float-title { font-size: 13px; font-weight: 700; color: var(--text); }
.float-sub { font-size: 11px; color: var(--text-3); }

/* ── Sections ────────────────────────────────── */
.section { padding: 96px 0; }
.section-sm { padding: 56px 0; }
.section-alt { background: var(--bg-2); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }

/* ── Pill divider ────────────────────────────── */
.insurers-bar { padding: 40px 0; border-bottom: 1px solid var(--border); }
.insurers-bar p { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 3px; color: var(--text-3); text-align: center; margin-bottom: 24px; }
.insurers-row { display: flex; align-items: center; justify-content: center; flex-wrap: wrap; gap: 10px; }
.insurer-chip {
  display: flex; align-items: center; gap: 8px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--r-full);
  padding: 8px 18px;
  transition: all var(--fast) var(--ease);
}
.insurer-chip:hover { background: var(--bg-card-h); border-color: var(--border-h); transform: translateY(-2px); }
.insurer-chip img { height: 22px; width: auto; filter: brightness(0) invert(1); opacity: 0.55; transition: opacity var(--fast); }
.insurer-chip:hover img { opacity: 0.9; }

/* ── Value cards ─────────────────────────────── */
.value-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.value-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  padding: 28px;
  transition: all var(--med) var(--ease);
  position: relative;
  overflow: hidden;
}
.value-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 1px;
  background: var(--grad);
  opacity: 0;
  transition: opacity var(--med);
}
.value-card:hover { border-color: var(--border-a); transform: translateY(-4px); background: var(--bg-card-h); box-shadow: 0 24px 60px rgba(0,0,0,0.4), 0 0 0 1px rgba(99,102,241,0.1); }
.value-card:hover::before { opacity: 1; }

.value-icon {
  width: 48px; height: 48px;
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 18px;
  background: rgba(99,102,241,0.12);
  border: 1px solid rgba(99,102,241,0.25);
}
.value-icon svg { width: 22px; height: 22px; color: var(--indigo-l); }
.value-card h3 { font-size: 17px; color: var(--text); margin-bottom: 8px; }

/* ── Bento grid ──────────────────────────────── */
.bento { display: grid; grid-template-columns: repeat(12, 1fr); gap: 16px; }
.b1 { grid-column: span 7; }
.b2 { grid-column: span 5; }
.b3 { grid-column: span 5; }
.b4 { grid-column: span 7; }

.bento-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--r-xl);
  padding: 28px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  position: relative;
  overflow: hidden;
  transition: all var(--med) var(--ease);
  min-height: 200px;
}
.bento-card::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(99,102,241,0.06) 0%, rgba(6,182,212,0.04) 100%);
  opacity: 0;
  transition: opacity var(--med);
}
.bento-card:hover { border-color: var(--border-a); transform: translateY(-4px); box-shadow: 0 24px 60px rgba(0,0,0,0.4), var(--glow-indigo); }
.bento-card:hover::after { opacity: 1; }

.bento-accent {
  background: linear-gradient(135deg, rgba(79,70,229,0.15) 0%, rgba(8,145,178,0.12) 100%);
  border-color: rgba(99,102,241,0.25);
}

.bento-icon {
  width: 50px; height: 50px;
  background: var(--grad);
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 0 24px rgba(99,102,241,0.4);
  position: relative; z-index: 1;
  flex-shrink: 0;
}
.bento-icon svg { width: 24px; height: 24px; color: #fff; }
.bento-card h3 { color: var(--text); font-size: 19px; position: relative; z-index: 1; }
.bento-card p { color: var(--text-2); font-size: 14px; flex: 1; position: relative; z-index: 1; line-height: 1.7; }
.bento-link {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 14px; font-weight: 600;
  color: var(--indigo-l);
  transition: gap var(--fast), color var(--fast);
  position: relative; z-index: 1;
}
.bento-link:hover { gap: 10px; color: var(--cyan-l); }
.bento-link svg { width: 14px; height: 14px; }

/* ── Steps ───────────────────────────────────── */
.steps-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; position: relative; }
.steps-row::before {
  content: '';
  position: absolute;
  top: 35px; left: 12%; right: 12%;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(99,102,241,0.5), rgba(6,182,212,0.5), transparent);
}

.step-item { padding: 0 16px; text-align: center; }
.step-num {
  width: 70px; height: 70px;
  border-radius: 50%;
  background: var(--bg-3);
  border: 1px solid rgba(99,102,241,0.35);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 20px;
  font-size: 22px; font-weight: 900;
  background: var(--grad-text);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  position: relative; z-index: 1;
  box-shadow: 0 0 0 1px rgba(99,102,241,0.3), 0 0 24px rgba(99,102,241,0.15);
  transition: all var(--med);
}
/* Fix: number needs separate container */
.step-num-wrap {
  width: 70px; height: 70px;
  border-radius: 50%;
  background: var(--bg-3);
  border: 1px solid rgba(99,102,241,0.35);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 20px;
  position: relative; z-index: 1;
  box-shadow: 0 0 0 1px rgba(99,102,241,0.15), 0 0 30px rgba(99,102,241,0.12);
  transition: all var(--med) var(--ease);
}
.step-item:hover .step-num-wrap {
  background: var(--grad);
  border-color: transparent;
  box-shadow: 0 0 40px rgba(99,102,241,0.5), 0 0 80px rgba(6,182,212,0.2);
}
.step-n { font-size: 22px; font-weight: 900; color: var(--indigo-l); transition: color var(--med); }
.step-item:hover .step-n { color: #fff; }
.step-item h3 { font-size: 15px; color: var(--text); margin-bottom: 6px; }
.step-item p { font-size: 13px; color: var(--text-2); }

/* ── Testimonials ────────────────────────────── */
.testi-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.testi-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  padding: 26px;
  transition: all var(--med) var(--ease);
}
.testi-card:hover { border-color: var(--border-a); transform: translateY(-4px); }
.stars { color: #fbbf24; font-size: 15px; letter-spacing: 2px; margin-bottom: 14px; }
.testi-card blockquote { font-size: 15px; color: var(--text-2); font-style: italic; line-height: 1.7; margin-bottom: 18px; }
.testi-author { display: flex; align-items: center; gap: 12px; }
.avatar {
  width: 40px; height: 40px; border-radius: 50%;
  background: var(--grad);
  display: flex; align-items: center; justify-content: center;
  font-weight: 800; color: #fff; font-size: 15px;
  box-shadow: 0 0 16px rgba(99,102,241,0.4);
  flex-shrink: 0;
}
.author-name { font-weight: 700; color: var(--text); font-size: 14px; }
.author-label { color: var(--text-3); font-size: 12px; }

/* ── Plans ───────────────────────────────────── */
.plans-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.plan-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--r-xl);
  padding: 30px;
  transition: all var(--med) var(--ease);
}
.plan-card:hover { border-color: var(--border-h); transform: translateY(-4px); }
.plan-card.featured {
  background: linear-gradient(135deg, rgba(79,70,229,0.2) 0%, rgba(8,145,178,0.15) 100%);
  border-color: rgba(99,102,241,0.4);
  transform: scale(1.04);
  box-shadow: var(--glow-indigo), 0 0 120px rgba(6,182,212,0.1);
}
.plan-card.featured:hover { transform: scale(1.04) translateY(-4px); }
.plan-tag { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 2px; color: var(--text-3); margin-bottom: 10px; }
.plan-price { font-size: 40px; font-weight: 900; color: var(--text); line-height: 1; margin-bottom: 4px; }
.plan-price span { font-size: 15px; font-weight: 500; color: var(--text-3); }
.plan-features { margin: 20px 0; display: flex; flex-direction: column; gap: 10px; }
.plan-features li { display: flex; align-items: center; gap: 9px; font-size: 14px; color: var(--text-2); }
.plan-features li svg { width: 15px; height: 15px; color: var(--cyan); flex-shrink: 0; }

/* ── FAQ ─────────────────────────────────────── */
.faq-list { max-width: 740px; margin: 0 auto; display: flex; flex-direction: column; gap: 8px; }
.faq-item {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--r-md);
  overflow: hidden;
  transition: border-color var(--fast);
}
.faq-item.open { border-color: rgba(99,102,241,0.35); }
.faq-question {
  display: flex; justify-content: space-between; align-items: center;
  padding: 18px 20px; cursor: pointer;
  font-weight: 600; font-size: 15px; color: var(--text);
  gap: 16px; user-select: none; transition: color var(--fast);
}
.faq-question:hover { color: var(--indigo-l); }
.faq-toggle {
  width: 28px; height: 28px; border-radius: 50%;
  background: rgba(99,102,241,0.1);
  border: 1px solid rgba(99,102,241,0.3);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  font-size: 18px; font-weight: 400;
  color: var(--indigo-l);
  line-height: 1;
  transition: all var(--fast);
}
.faq-item.open .faq-toggle { transform: rotate(45deg); background: var(--grad); color: #fff; border-color: transparent; box-shadow: 0 0 16px rgba(99,102,241,0.5); }
.faq-answer { display: none; padding: 0 20px 18px; color: var(--text-2); font-size: 14px; line-height: 1.8; }
.faq-item.open .faq-answer { display: block; }

/* ── Blog ────────────────────────────────────── */
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.blog-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--r-xl);
  overflow: hidden;
  display: flex; flex-direction: column;
  transition: all var(--med) var(--ease);
}
.blog-card:hover { transform: translateY(-6px); border-color: var(--border-a); box-shadow: 0 24px 60px rgba(0,0,0,0.5), 0 0 0 1px rgba(99,102,241,0.1); }
.blog-card img { width: 100%; height: 192px; object-fit: cover; }
.blog-card-body { padding: 22px; flex: 1; display: flex; flex-direction: column; }
.blog-tag { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 2px; color: var(--indigo-l); margin-bottom: 8px; }
.blog-card h3 { font-size: 16px; color: var(--text); margin-bottom: 8px; font-weight: 600; }
.blog-card p { font-size: 14px; flex: 1; margin-bottom: 16px; line-height: 1.65; }
.blog-read { display: inline-flex; align-items: center; gap: 6px; font-size: 13px; font-weight: 700; color: var(--indigo-l); transition: all var(--fast); }
.blog-read:hover { gap: 10px; color: var(--cyan-l); }
.blog-read svg { width: 13px; height: 13px; }

/* ── CTA ─────────────────────────────────────── */
.cta-wrap { padding: 32px 0 80px; }
.cta-banner {
  position: relative;
  overflow: hidden;
  padding: 80px 32px;
  border-radius: var(--r-xl);
  background: var(--grad-hero);
  background-size: 200% 200%;
  animation: grad-move 8s ease infinite;
  text-align: center;
}
@keyframes grad-move {
  0%,100% { background-position: 0% 50%; }
  50% { background-position: 100% 50%; }
}
.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg width='40' height='40' viewBox='0 0 40 40' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23ffffff' fill-opacity='0.05'%3E%3Ccircle cx='20' cy='20' r='1.5'/%3E%3C/g%3E%3C/svg%3E");
  pointer-events: none;
}
.cta-banner::after {
  content: '';
  position: absolute;
  width: 400px; height: 400px;
  border-radius: 50%;
  background: rgba(255,255,255,0.08);
  top: -200px; right: -100px;
  pointer-events: none;
}
.cta-banner h2 { color: #fff; margin-bottom: 14px; position: relative; z-index: 1; }
.cta-banner p { color: rgba(255,255,255,0.8); font-size: 18px; margin-bottom: 36px; position: relative; z-index: 1; }
.cta-actions { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; position: relative; z-index: 1; }

/* ── Footer ──────────────────────────────────── */
.site-footer {
  background: var(--bg-2);
  border-top: 1px solid var(--border);
  padding: 60px 0 28px;
}
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1.5fr; gap: 48px; margin-bottom: 48px; }
.footer-logo { height: 40px; margin-bottom: 16px; }
.footer-brand p { font-size: 14px; color: var(--text-3); max-width: 270px; line-height: 1.65; }
.footer-title { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 2px; color: var(--text); margin-bottom: 18px; }
.footer-links li { margin-bottom: 10px; }
.footer-links a { font-size: 14px; color: var(--text-3); transition: color var(--fast); }
.footer-links a:hover { color: var(--text); }
.footer-contact { display: flex; flex-direction: column; gap: 10px; }
.contact-item { display: flex; align-items: flex-start; gap: 10px; font-size: 14px; color: var(--text-3); }
.contact-item svg { width: 14px; height: 14px; flex-shrink: 0; margin-top: 3px; }
.contact-item a { color: var(--text-3); transition: color var(--fast); }
.contact-item a:hover { color: var(--text); }
.footer-bottom { border-top: 1px solid var(--border); padding-top: 24px; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 16px; font-size: 13px; color: var(--text-3); }
.social-links { display: flex; gap: 8px; }
.social-links a { width: 34px; height: 34px; border-radius: 50%; background: var(--bg-card); border: 1px solid var(--border); display: flex; align-items: center; justify-content: center; color: var(--text-3); transition: all var(--fast); }
.social-links a:hover { background: var(--grad); border-color: transparent; color: #fff; box-shadow: 0 0 20px rgba(99,102,241,0.5); }
.social-links svg { width: 14px; height: 14px; }

/* ── WhatsApp float ──────────────────────────── */
.wa-float { position: fixed; bottom: 28px; right: 28px; width: 54px; height: 54px; border-radius: 50%; background: #25D366; display: flex; align-items: center; justify-content: center; box-shadow: 0 4px 24px rgba(37,211,102,0.5); z-index: 999; transition: transform var(--fast); }
.wa-float:hover { transform: scale(1.12); box-shadow: 0 8px 36px rgba(37,211,102,0.65); }
.wa-float svg { width: 27px; height: 27px; color: #fff; }

/* ── Page inner ──────────────────────────────── */
.page-hero { padding: 64px 0 52px; border-bottom: 1px solid var(--border); background: linear-gradient(180deg, rgba(79,70,229,0.06) 0%, transparent 100%); }
.page-hero h1 { font-size: clamp(28px, 4vw, 44px); color: var(--text); margin-bottom: 12px; }
.page-hero p { color: var(--text-2); font-size: 17px; max-width: 600px; }
.breadcrumb { display: flex; align-items: center; gap: 8px; font-size: 13px; color: var(--text-3); margin-bottom: 20px; }
.breadcrumb a { color: var(--text-3); transition: color var(--fast); }
.breadcrumb a:hover { color: var(--indigo-l); }
.breadcrumb span { opacity: .4; }

/* ── Service detail ──────────────────────────── */
.service-detail-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: start; }
.coverage-list { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.coverage-item { display: flex; align-items: center; gap: 10px; background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--r-sm); padding: 11px 14px; font-size: 14px; font-weight: 500; color: var(--text-2); transition: all var(--fast); }
.coverage-item:hover { border-color: var(--border-a); color: var(--text); }
.coverage-item svg { width: 15px; height: 15px; color: var(--cyan); flex-shrink: 0; }

/* ── Forms ───────────────────────────────────── */
.form-card { background: var(--bg-card); border: 1px solid var(--border); border-radius: var(--r-xl); padding: 40px; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group { display: flex; flex-direction: column; gap: 6px; }
.form-group.full { grid-column: 1/-1; }
.form-group label { font-size: 13px; font-weight: 600; color: var(--text-2); }
.form-group input, .form-group select, .form-group textarea { padding: 12px 16px; background: var(--bg-3); border: 1px solid var(--border-h); border-radius: var(--r-sm); font-family: 'Golos Text', sans-serif; font-size: 14px; color: var(--text); transition: all var(--fast); }
.form-group input::placeholder, .form-group textarea::placeholder { color: var(--text-3); }
.form-group input:focus, .form-group select:focus, .form-group textarea:focus { outline: none; border-color: rgba(99,102,241,0.6); box-shadow: 0 0 0 3px rgba(99,102,241,0.12), 0 0 20px rgba(99,102,241,0.1); }
.form-group select { appearance: none; cursor: pointer; }
.form-group select option { background: var(--bg-2); }
.form-group textarea { resize: vertical; min-height: 100px; }

/* ── About ───────────────────────────────────── */
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.about-image { border-radius: var(--r-xl); overflow: hidden; border: 1px solid var(--border-h); box-shadow: var(--glow-indigo); }
.about-image img { width: 100%; height: 460px; object-fit: cover; }

/* ── Post ────────────────────────────────────── */
.post-content { font-size: 16px; line-height: 1.85; color: var(--text-2); }
.post-content h2 { font-size: 24px; color: var(--text); margin: 36px 0 14px; font-size: 22px; }
.post-content h3 { font-size: 18px; color: var(--text); margin: 28px 0 10px; }
.post-content p { margin-bottom: 18px; }
.post-content ul { padding-left: 20px; margin-bottom: 20px; }
.post-content ul li { margin-bottom: 8px; list-style: disc; }
.post-content strong { color: var(--text); }

/* ── Reveal animation ────────────────────────── */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity 0.65s var(--ease), transform 0.65s var(--ease); }
.reveal.visible { opacity: 1; transform: none; }

/* ════════════════════════════════════════════════
   ALIASES DE COMPATIBILIDAD BACKWARD
   Para páginas que usan la versión anterior del CSS
   ════════════════════════════════════════════════ */

/* ── Nav aliases (páginas antiguas usan nav-inner / nav-menu / nav-toggle) ── */
.nav-inner { display: flex; align-items: center; justify-content: space-between; height: 68px; gap: 20px; max-width: var(--max-w); margin: 0 auto; padding: 0 24px; }
.container { max-width: var(--max-w); margin: 0 auto; padding: 0 24px; }
.nav-menu { display: flex; align-items: center; gap: 2px; list-style: none; }
.nav-menu > li { position: relative; }
.nav-menu > li > a { display: block; padding: 7px 13px; color: var(--text-2); font-size: 14px; font-weight: 500; border-radius: 8px; transition: all .2s; text-decoration: none; }
.nav-menu > li > a:hover, .nav-menu > li > a.active { color: var(--text); background: rgba(255,255,255,.07); }
.has-dropdown > a::after { content: '▾'; margin-left: 3px; font-size: 10px; opacity: .6; }

/* ── DROPDOWN — sin gap para evitar que se cierre al cruzar ── */
.dropdown, .drop {
  display: none;
  position: absolute;
  /* top: 100% sin gap + padding interno para espaciado visual */
  top: 100%;
  left: 0;
  background: var(--bg-2, #0b0b1e);
  border: 1px solid var(--border-h, rgba(255,255,255,0.16));
  border-radius: 14px;
  min-width: 220px;
  /* padding-top crea espacio visual SIN crear un gap que el mouse deba cruzar */
  padding: 8px 6px 6px;
  box-shadow: 0 24px 64px rgba(0,0,0,.7);
  backdrop-filter: blur(24px);
  list-style: none;
  z-index: 200;
}
/* Bridge invisible: extiende el área hover del li para cubrir el dropdown */
.has-dropdown, .has-drop { padding-bottom: 0; }
.has-dropdown::before, .has-drop::before {
  content: '';
  position: absolute;
  left: 0; right: 0;
  bottom: -10px;
  height: 10px; /* puente entre el li y el dropdown */
  z-index: 199;
}

/* JS maneja el show/hide — CSS como fallback */
.has-dropdown:hover .dropdown,
.has-drop:hover .drop,
.has-dropdown.open .dropdown,
.has-drop.open .drop { display: block; }

.dropdown a, .drop a { display: block; padding: 10px 14px; color: var(--text-2, #94a3b8); font-size: 14px; border-radius: 8px; transition: all .2s; text-decoration: none; }
.dropdown a:hover, .drop a:hover { color: var(--text, #f1f5f9); background: rgba(255,255,255,.06); }
.nav-logo img { height: 42px; width: auto; display: block; }
.nav-cta { margin-left: 8px; }
.nav-toggle { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 8px; background: none; border: none; }
.nav-toggle span { display: block; width: 22px; height: 2px; background: var(--text, #f1f5f9); border-radius: 2px; transition: all .3s; }

@media(max-width:768px) {
  .nav-menu, .nav-cta { display: none !important; }
  .nav-toggle { display: flex !important; }
  .nav-menu.open { display: flex !important; flex-direction: column; position: fixed; inset: 68px 0 0; background: rgba(6,6,15,.97); backdrop-filter: blur(24px); padding: 20px; gap: 4px; z-index: 999; border-top: 1px solid var(--border, rgba(255,255,255,.07)); overflow-y: auto; }
  .nav-menu.open > li > a { font-size: 18px; padding: 14px; }
  .dropdown, .drop { position: static; box-shadow: none; background: rgba(255,255,255,.04); border: 1px solid var(--border, rgba(255,255,255,.07)); margin-top: 4px; padding-top: 4px; }
}

/* Botones alias */
.btn-primary { background: linear-gradient(135deg,#6366f1 0%,#06b6d4 100%); color:#fff; }
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 8px 28px rgba(99,102,241,.4); }
.btn-outline { background: rgba(255,255,255,.06); color: var(--text); border: 1px solid rgba(255,255,255,.14); backdrop-filter: blur(12px); }
.btn-outline:hover { background: rgba(255,255,255,.1); transform: translateY(-2px); }
.btn-wa { background: linear-gradient(135deg,#6366f1 0%,#06b6d4 100%); color:#fff; position:relative; z-index:0; }
.btn-wa::before { content:''; position:absolute; inset:0; border-radius:inherit; background: linear-gradient(135deg,#6366f1 0%,#06b6d4 100%); filter:blur(14px); opacity:0; transition:opacity .25s; z-index:-1; }
.btn-wa:hover { transform: translateY(-2px); }
.btn-wa:hover::before { opacity: .65; }

/* Secciones alias */
.section { padding: 88px 0; }
.section-sm { padding: 56px 0; }
.section-light { background: rgba(11,11,30,0.6); border-top: 1px solid rgba(255,255,255,0.07); border-bottom: 1px solid rgba(255,255,255,0.07); }
.section-dark { background: rgba(11,11,30,0.8); border-top: 1px solid rgba(255,255,255,0.07); }
.section-dark h2, .section-dark h3, .section-dark .section-label { color: var(--text); }
.section-dark p { color: rgba(255,255,255,.65); }

/* Labels alias */
.section-label { display:inline-flex; align-items:center; gap:7px; font-family:'Plus Jakarta Sans',sans-serif; font-size:11px; font-weight:600; text-transform:uppercase; letter-spacing:2.5px; color:var(--indigo-l); background:rgba(99,102,241,.1); border:1px solid rgba(99,102,241,.28); border-radius:999px; padding:5px 14px; margin-bottom:18px; }
.section-title { font-family:'Plus Jakarta Sans',system-ui,sans-serif; color:var(--text); font-weight:700; margin-bottom:16px; }
.section-subtitle { max-width:600px; color:var(--text-2); font-size:17px; }
.text-center { text-align:center; }
.text-center .section-subtitle { margin:0 auto; }

/* CTA alias */
.cta-banner {
  position:relative; overflow:hidden; padding:72px 32px; border-radius:28px;
  background: rgba(11,11,30,0.9);
  border: 1px solid rgba(99,102,241,0.3);
  box-shadow: 0 0 80px rgba(99,102,241,.12);
  text-align:center;
}
.cta-banner::before { content:''; position:absolute; top:0; left:10%; right:10%; height:1px; background:linear-gradient(90deg,transparent,rgba(99,102,241,.6),rgba(6,182,212,.5),transparent); }
.cta-banner h2 { color:var(--text); margin-bottom:12px; position:relative; z-index:1; }
.cta-banner p { color:var(--text-2); font-size:17px; margin-bottom:32px; position:relative; z-index:1; }
.cta-actions { display:flex; gap:12px; justify-content:center; flex-wrap:wrap; position:relative; z-index:1; }

/* Testimonials alias */
.testimonials-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:16px; }
.testimonial-card { background:var(--bg-card); border:1px solid var(--border); border-radius:20px; padding:26px; transition:all .25s var(--ease); position:relative; overflow:hidden; }
.testimonial-card::before { content:''; position:absolute; top:0; left:0; right:0; height:1px; background:linear-gradient(135deg,#6366f1,#06b6d4); opacity:0; transition:opacity .25s; }
.testimonial-card:hover { border-color:var(--border-a); transform:translateY(-4px); }
.testimonial-card:hover::before { opacity:1; }
.testimonial-card blockquote { font-size:15px; color:var(--text-2); font-style:italic; line-height:1.7; margin-bottom:18px; }
.testimonial-author { display:flex; align-items:center; gap:12px; }
.author-avatar { width:40px; height:40px; border-radius:50%; background:linear-gradient(135deg,#6366f1,#06b6d4); display:flex; align-items:center; justify-content:center; font-weight:800; color:#fff; font-size:15px; box-shadow:0 0 16px rgba(99,102,241,.4); flex-shrink:0; }
.author-name { font-weight:700; color:var(--text); font-size:14px; }
.author-label { color:var(--text-3); font-size:12px; }

/* Insurers alias — tarjetas blancas, logos naturales */
.insurers-grid {
  display:flex; align-items:center; justify-content:center;
  flex-wrap:wrap; gap:12px; margin-top:32px;
}
/* Cada .insurer-logo dentro de un wrapper blanco automático */
.insurer-logo {
  height:26px; width:auto; object-fit:contain; display:block;
  filter:none; opacity:1;
  /* tarjeta blanca inline via box */
  background:#fff;
  border-radius:12px;
  padding:11px 18px;
  box-sizing:content-box;
  box-shadow:0 2px 12px rgba(0,0,0,.28);
  transition:all .25s;
  height:auto;
  max-height:28px;
}
.insurer-logo:hover {
  transform:translateY(-3px);
  box-shadow:0 8px 28px rgba(99,102,241,.28);
}

/* Value props alias */
.value-props { display:grid; grid-template-columns:repeat(3,1fr); gap:16px; }

/* Check list alias */
.check-list { display:flex; flex-direction:column; gap:12px; margin:20px 0 28px; }
.check-item { display:flex; align-items:flex-start; gap:12px; font-size:15px; color:var(--text-2); }
.check-item svg { width:18px; height:18px; color:var(--cyan); flex-shrink:0; margin-top:2px; }

/* About alias */
.about-split { display:grid; grid-template-columns:1fr 1fr; gap:60px; align-items:center; }

@media(max-width:768px) {
  .testimonials-grid { grid-template-columns:1fr; }
  .value-props { grid-template-columns:1fr; }
  .about-split { grid-template-columns:1fr; }
  .insurers-grid { gap:10px; }
}

/* ── Responsive ──────────────────────────────── */
@media (max-width: 1024px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-visual { display: none; }
  .b1,.b2,.b3,.b4 { grid-column: span 12; }
  .steps-row { grid-template-columns: repeat(2,1fr); gap: 32px; }
  .steps-row::before { display: none; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .plans-grid { grid-template-columns: 1fr; }
  .plan-card.featured { transform: none; }
  .plan-card.featured:hover { transform: translateY(-4px); }
}

@media (max-width: 768px) {
  .nav-menu, .nav-cta { display: none; }
  .nav-toggle { display: flex; }
  .nav-menu.open { display: flex; flex-direction: column; position: fixed; inset: 68px 0 0; background: rgba(6,6,15,0.97); backdrop-filter: blur(24px); padding: 20px; gap: 4px; z-index: 999; border-top: 1px solid var(--border); overflow-y: auto; }
  .nav-menu.open > li > a { font-size: 18px; padding: 14px; }
  .dropdown { position: static; box-shadow: none; background: rgba(255,255,255,0.04); border: 1px solid var(--border); margin-top: 4px; }
  .value-grid { grid-template-columns: 1fr; }
  .testi-grid { grid-template-columns: 1fr; }
  .blog-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .service-detail-grid { grid-template-columns: 1fr; }
  .coverage-list { grid-template-columns: 1fr; }
  .about-grid { grid-template-columns: 1fr; }
  .form-grid { grid-template-columns: 1fr; }
  .steps-row { grid-template-columns: 1fr; }
  .cta-wrap { padding: 20px 0 60px; }
  .hero { padding: 60px 0 50px; }
  .section { padding: 64px 0; }
}